Frugal Living - While - Living Naturally

Surfing the Net looking for deals and information for myself and to share with you. There is no need to rewrite -- It's already available.

My Goal is to spend frugally while living organically, but I will share all the deals I can find with you.

Then, you make your choice to live frugally and/or organically.


Coupon 101: Click on the "Couponing Page" in the right side bar to learn the 5 Easy Steps to Couponing.

Check Out You Tube Video Bar for More Information.

Thursday, March 10, 2011

Quick Cash: 24 Ways to Make Money

 Update:  A couple of additional ways to make money contributed by an annonymous reader. Thank You for your Input.


 Another great way to earn some extra cash is to make home made soap and sell it to friends/family.

 Also, hit up the garage sales, buy low and then turn around and resell the item for more. Example: We bought a weight bench for $300.00. It was in great condition. The guy just wanted to get it gone because it was taking up too much room. We turned around and sold it for $500.00.



2/15/2010 //Coped from Coupon Sherpa in How To | 172 Comments
Job hunting is a time-consuming job, but learning how to make money fast doesn't pay a cent until you actually land a job. In the meantime, you still have to pay rent, utilities, health costs and somehow afford groceries. Unemployment benefits run out pretty fast, so there's little cushion for many of us.
I recently spent several years looking for work in my career area and learned how to make money fast while still leaving time to job hunt. It wasn't easy, but cleaning and using online coupons helped me stay afloat and maintain some pride.
Here are 24 ways to earn quick cash with links to detailed instructions and useful connections. Combine several or focus on a single area, but make sure you get paid. Don't forget to file quarterly income taxes for the self-employed.
1. Human Guinea Pig
If you live near a university with a med school, you can earn anywhere from $15 to $2,000 for taking part in a clinical research study. The National Institutes of Health lists over 300 clinical studies that need volunteers.
House Cleaning
2. Clean Houses
No matter how bad the economy, some people will pay to avoid housework. And I'm not just talking the rich. Avoid working for a cleaning agency, where you'll get paid a maximum of $10 per hour and work like a dog. Instead, develop your own client base and put $20 to $30 per hour directly into your pocket. Granted it's hard work and requires an eye for detail, but the process goes much faster once you set up a regular schedule of clients. Page's Personal Cleaning offers a step-by-step guide to starting a housecleaning business from someone who's been there.




3. Give Blood
Some plasma banks pay up to $35 per pint. In the United States, federal regulations state that an individual may donate two times in a seven day period, with a minimum of two days in between donations. DonatingPlasma.org provides details and a searchable plasma-bank database to help you find a plasma bank in your area.
Walk Dogs
4. Walk Dogs
Do you love dogs and love spending time with them? So do lots of other people, but not everyone has the time to walk them, particularly in the middle of the day. Walking dogs is a good way to get some exercise while being paid for your time. StartDogWalking explains how to establish and advertise a dog-walking business.
5. Resell Your Unused Gift Cards
The average American household is holding on to $300 in unused gift cards. In fact, an estimated $30 billion to $40 billion gift cards lie unspent in dresser drawers across the country. But there are plenty of people who DO use budget gift cards, and they're willing to pay money for yours.

That's where you come in. You sell gift cards you're no longer using to resale companies for a percentage of the face value and they sell them at a discount price to others who will actually use those precious pieces of plastic. GiftCardGranny.com can link you up with the highest-paying gift card resellers in the industry.
6. Babysit
You did it as a teenager so why not babysit as an adult. You'd need a license and state accreditation to provide regular child care in your home but occasional babysitting in your or a client's home requires nothing but patience and a talent for child care. Look on CraigsList under "Gigs" and "Domestic" to get your business started. The University of Illinois Extension can get you started in the babysitting business.
House Sit
7. House Sit
Safety is the primary reason homeowners hire people to sit while they're out of town, but house sitters also water plants and care for the lawn, feed pets, collect mail, perform light housecleaning duties and take care of any emergency situations that might arise, like calling a plumber if a pipe bursts. Much of your work will come through referrals rather than advertising. Retirees who travel a great deal frequently need house sitters, so you can begin by volunteering your services to a friend and going from there. HouseCareers.com also can help connect you with housesitting jobs.
8. Flip Web Sites
This one takes computer savvy. Begin by searching for popular Web site topics, create a basic site on that topic then offer it to another e-commerce business involved in the same area. The idea is to build a site that has real money making potential, as well as being able to generate a good volume of traffic. You can do this by integrating elements such as GoogleAdSense, affiliate links and paid advertising into the site.
Sell your hair
9. Sell Your Hair
Sales for generous lengths of tresses reportedly can net you several hundred to over a thousand dollars. WiseBread explains how to sell your hair and includes sites where you can list and market  hair.
Deliver Phone Books
10. Deliver Phone Books
This is a fairly simple opportunity that can make anywhere between $7 and $10 per hour.  You're responsible, however, for paying for gas and must have a dependable car, but the rest is provided.PhoneBooks .com can connect you to phone book delivery opportunities in your area.
Census Worker
11. Become a Census Worker
The U.S. Census Bureau is recruiting temporary, part-time census takers for the 2010 Census. These short-term jobs offer good pay, flexible hours, paid training, and reimbursement for authorized work-related expenses, including mileage. Census Jobs are available now.
12. Sell Your Eggs
Donating your eggs can pay serious bank -- sometimes upwards of $5,000. The process isn't easy, however, and requires a time commitment. CheckIHR.com for egg donor and surrogacy programs in your area, as well as instructions on how to select the right program for you.
rent a truck
13. Rent-a-Truck
People have a constant need to get things from A to B, and not everyone has a truck or car. You can earn money helping people move, remove rubbish, recycle larger items and other jobs that require a larger vehicle. It helps to have a strong back and muscles.
do odd jobs
14. Do Odd Jobs
Canvas your community for such odd jobs as shoveling snow, washing cars, mowing lawns, weeding gardens, etc. The elderly, single mothers and busy couples may be more than delighted to have these time-consuming jobs taken off their hands. Here's an idea for a uniquely odd job. Research online coupons and printable coupons for people too busy to spend the time on research.
15. Monetize Your Web Site or Blog
You're already spending a ton of time on your blog or Web site. Why not earn some money from all your labor? Google AdSense and nine other sites listed on MoolaDays require little to no supervision: Once it’s there, you don’t need to do much more.
16. Human Billboard
If you don't mind dressing up like the Statue of Liberty, a chicken or some other mascot, you can earn money standing on a busy corner to wave a sign and attract clients for various businesses. Not all jobs require a costume, but you do have to be willing to work in all types of weather. You'll frequently find ads for such work on CraigsList "Jobs," "Marketing."
17. Rent Out a Room
Sharing living expenses can put more cash in your pocket. Make sure you draw up a lease agreement specifying rent, security deposit terms, length of stay, etc. This becomes even more important if you're renting to someone you know.
paper route
18. Paper Route
It's a nasty job, but somebody has to do it and it's a quick way to earn cash. Newspaper delivery is almost always performed in the early morning hours, usually by 6:30 a.m. Don't forget to check with local weekly newspapers to see if they need delivery assistance. You'll likely need a dependable car as today's delivery routes are so large you can't complete them in the time required.
19.Teach English to Adults
Check with local schools and colleges to see if they need teachers for English as a Second Language classes. Not all schools require a language-specific degree for this level of instruction. ESL.com can connect you with ESL jobs across America and in other countries.
20. Sell Your Stuff
A good alternative to the yard sale is to sell your stuff on Craigslist or eBay, depending on the quality and whether you want to deal with shipping. Both sites allow you to sell nearly everything, from furniture and bikes to artwork and crafts. CraigsList is free and organized by region. Consult the CraigsList FAQ before you begin. eBay will take a cut of your profits and requires more technical savvy, but is a good outlet for collector's items, higher-end electronics, etc. Read the eBay Sellers Guide before you get started.
recycle containers
21. Recycle Containers
Eleven states require consumers pay a deposit on bottles and aluminum cans, but many people don't bother with returning the empties. You can gather empties at parks, cafeterias, school and athletic grounds, and on busy roadsides. The 10 states with bottle laws are California, Connecticut, Delaware, Hawaii, Iowa, Maine, Massachusetts, Michigan, New York, Oregon and Vermont. For state-by-state bottle-bill details visit BottleBill.org.
paint curb numbers
22. Paint Street Numbers
It takes just paint, stencils and a willingness to walk neighborhoods to earn from $10 to $40 per curb painted. HowToAdvice.com can help you start your own curb-painting business.
recycle scrap metal
23. Recycle Scrap Metal
Some salvage yards and recycling centers pay for scrap metal. You'll need a truck to lug the metal around. RecycleInMe lists scrap-metal buyers and the latest prices.
24. Freelance Work
Many easy-money stories will suggest putting your creative skills to work by freelance writing, doing design work, etc. I don't recommend this as a feasible way to make quick cash as it takes time to build up a clientele, even if you're well connected. Freelance work often pays pathetically little until you're well established and collecting paychecks can require the muscles and intimidation skills of a "Guido." For some reason, people don't place as high a value on creative skills and many have no qualms about asking you to work for free. That said, freelance work can be an excellent way to maintain your skills while developing a network for a real job. FreelanceJobs.org has an extensive list of freelance opportunities in many different areas.
Photos courtesy of: krisandapril, caribb, freshnewlife, longhairthai.com, merfam, sean dreilinger, colinmford, Bobasonic, Hitchster, Rosa Say, Anthony Citrano, loopkid

How to Play the Drugstore Game and Get Free Stuff



Submitted by: Kira @ Tip Hero  12/20/2010 9:55 AM
It's easier than you may think to get something for essentially nothing, especially at drugstores like CVS and Walgreens. Skilled "couponers" are especially good at this. By taking advantage of customer rewards programs at these drugstores and combining offers with other coupons, they get household necessities for free, and sometimes even earn more on top of the free.

Here are the basics for being successful at playing the drugstore game yourself:


  1. Sign Up, If Necessary: at CVS, you'll need to request a loyalty card. At Walgreens, you don't need one.
  2. Find a Rewards Offer: study store ads or check out blogs like Mashup Mom, in which deals at CVS and Walgreens are posted each week. Look for items that you are running low on.
  3. Buy the Item with Cash: be sure to purchase the exact size and variety of the item in the ad.
  4. Get Your Reward: after you pay, the cashier should hand you your reward. The Extra Care Bucks (ECB) will print out at the bottom of your receipt at CVS and your Register Rewards (RR) will print out from a dedicated printer at Walgreens.
  5. Use the Reward to Buy Items That Pay Rewards: if you earn $4 in rewards one week, all you have to do is spend them on an item that costs $4 and pays $4 in rewards. You'll pay nothing except the tax!

    Here's another way to take advantage of deals:

    Using coupons can sweeten the deal. For instance, drugstores frequently advertise toothpaste at $2.99, with a $2 ECB or RR rebate. This means that your price after rewards would be 99 cents. Sunday newspapers often have $1 off coupons for the same brand of toothpaste. If you use that coupon, you pay only $1.99 (plus tax) for your toothpaste and get $2 in rewards back. Free toothpaste!
  6. To read more about effectively playing the game, head over to the Baltimore Sun's Play 'the drugstore game,' win some steep discounts.

9 Coupon Categories That Get Overlooked



Submitted by: Tip Hero  02/02/2011 12:17 PM
When you think of couponing, what's the first category that comes to mind? Groceries? Restaurants? While it's wonderful to get coupons and save money on these things that come to mind, there are a whole host of categories that Coupon Sherpa believes get forgotten about. Let's take a look at some of the coupons that sometimes get glossed over.


  1. Pet Supplies: if you have a pet that you love but don't want to pay an arm and a leg for supplies, try out pet supplies coupon codes.
  2. Flowers: keep florist (local and online florists like ProFlowers) coupons handy for those times when you decide to pick up flowers spur of the moment.
  3. Lingerie: Victoria's Secret can be great during their annual sale, but you can try out Soma Intimates coupon codes if you're in need of undergarments.
  4. Web Hosting: check out web hosting coupons for cheaper web hosting.


What are some coupon categories that you feel get overlooked? Check out the rest of Coupon Sherpa's list over at 9 Coupon Categories We Tend to Overlook.

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A Beginner's Guide to Coupons : How to Use Them and Where to Find Them



Submitted by: Kira @ Tip Hero  03/09/2011 2:20 PM
By now, you've probably seen the extreme cases. Those who consider couponing a full time job. There's even a show about it:



But no matter your opinion on this method of saving money, you don't have to be an "extreme couponer" to reap the benefits and savings that can be had by couponing. Take a look at some interesting coupon clipping facts featured at The Digerati Life:


  • It takes the average person about 20 minutes to an hour to organize coupons for a shopping trip.
  • The biggest problem people have with clipping and locating coupons is the time-consuming nature of the activity.
  • The average coupon user saves about 12% off of their grocery bill, but using the right strategies, you can save up to 75% to 80%.
  • At least 80% of people use coupons in some form, but most of these people do not have a system for organizing or using them.

So you too can benefit from using coupons without going nuts or devoting ridiculous amounts of time to your efforts. And the best part about couponing is that you can determine how much time to spend doing it and to what extent you'll be a "couponer." Let's take a look at some methods for achieving your money-saving goals (today, with a focus on grocery coupons).


How to Be A Successful Couponer




Have you seen videos and news stories like the one above from Consumer Reports but are still unsure of how to get begin reaping similar benefits? Here are a few tips to help you get started:

Keep Your Coupons Organized

Firstly, to be a true couponer, you'll need to find a way to keep organized. Here are things you'll need to do and locate while you put together your coupon organizer. Once you've gotten it together, be sure never to leave home without it. You never know when it will come in handy!

  • Find a Container: find something you can use as a coupon holder, like a wallet or a recipe box.
  • Develop a Sort of Filing System: whether you organize coupons by grocery category (i.e. dairy, frozen foods, baking goods, etc.) or by expiration date, make sure all of the coupons you clip have a distinct landing spot that makes it easy for you to find them later.
  • Purge Regularly: expired coupons will do you no good and will just take up unnecessary space. Take the time to clean out your coupon holder often to keep it as up to date as possible.
  • Use a Price Book: head here for some tips for creating your own price book to keep in your coupon organizer to help you keep track of varying prices.

Find Stores With Generous Coupon Policies

Finding stores that double coupons is key if you're looking for optimal savings. Unsure of which stores will double coupons? Take a look at this helpful list from Frugal Living to locate qualifying stores in your area.

Wherever you shop, make sure you become aware of your local stores' savings programs and policies before you take your grocery trip. You don't want to miss out on potential savings just because you weren't aware of how a certain store operates.


Match Up Sales With Coupons

Make an effort to hold onto your coupons until the store has reduced the price of the item to save even more money. There are many sites that do the tedious work of matching up coupons every week. Read on to learn about some of those sites.


Don't Buy Things You Don't Need

One of the main downfalls that coupon users encounter is the lure to buy things they don't really need just because they have a coupon for it. This is where it is helpful to create grocery lists and even price books. Figure out what you need on a day to day basis and base your coupon hunting around those items.

If you find a great coupon and/or sale for something non-perishable that you'll use eventually, buying the item could save you some money in the future. However, if you use a coupon to buy something you wouldn't normally buy, you're actually wasting money. Don't be let yourself be irrationally tempted by the power of discounts! Keep your head about you, stay organized and focused, and think of coupons as cash you can use for the items you need.


Where to Find Coupons:

So once you're ready to fill your organizer with coupons, where do you actually go to find them? There are tons of sites and resources out there that you have at your disposal, however, here are some of my favorites - sites that I can recommend from personal experience:
  • Coupons Spotters: try out Tip Hero's sister site for finding some of the latest printable grocery coupons out there.
  • Coupon Mom: search grocery, restaurant and drugstore coupons by state with Coupon Mom's celebrated databases. Coupon Mom also tells you when you should buy what and what coupons you can match up for optimal savings. You can also choose to get the latest coupon and deal notifications sent directly to your inbox.
  • Coupon Cabin: search for local, grocery, printable and online coupons by category, type or store.
  • Online Coupon Codes: here you'll find some of the best sites out there for finding online promotional and coupon codes.
  • Coupons.com: easily "clip" and print the latest manufacturer and store coupons.
  • Wicked Cool Deals: this great site offers coupon matchups to ensure ultimate savings, among other fabulous features.
  • Smart Source: clip as many coupons as you want and print them out for use on your next grocery run.
  • Direct from the Manufacturer: check manufacturers' websites for the latest coupons that they're offering before buying their brand of products.

Offline Resources:

Coupons don't just exist online, of course. Here are some other resources for finding them:
  • Store Mailings: if you sign up for a frequent shopper card at a store, you may receive special coupons in the mail from time to time.
  • Newpapers: the Sunday paper is a great place to look for coupons if you have some time to clip.
  • In Store: you can find coupons on store shelves, on the backs of products you buy and on the bottom of your receipts. Just always keep your eye peeled for these savings opportunities.
  • Junk Mail: just take a quick look before you toss. You may find something useful once in a while.
  • Magazines: you can often find manufacturer coupons in women's publications like Woman's Day, Red Book, Family Circle and Good Housekeeping.

Couponing takes patience and time. However, it can be an extremely worthwhile pursuit. By investing less than an hour a week into couponing, you too can join the great couponers from around the world in saving up to 80% off of your grocery bill. And when you do accomplish this, it's a great feeling. Trust me.

Additional Sources: Frugal Living, Saving Cents With Sense, The Digerati Life, Consumer Reports

Photo credit: dmdonahoo

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Walmart Coupon Policy *Walmart Will Give You Credit For Overages On Coupons!

by Deborah at Frugal Living and Having Fun on March 9, 2011

Walmart Coupon Policy

Check this out…I am very happy that this policy is so nicely spelled out now.  Print a copy and take it with you when you go shopping.  Also:  Note:  If a coupon dollar amount exceeds the item, the remainder of that coupon will be put towards other items you are buying.  *This is HUGE!
Walmart accepts the following types of coupons (see guidelines below):
  • Manufacturers’ coupons
  • Print-at-home internet coupons
    • Must be legible, have “Manufacturer Coupon” printed on them, have a valid remit address for the manufacturer, valid expiration date, and have a scannable bar code.
  • Competitors’ coupons that feature a specific item for a specified price
    • for example, $2.99
  • Soft drink container caps
  • Checkout coupons
    • (also called “Catalinas”) that are printed at our competitors’ registers, have “Manufacturer Coupon” with specific requirements printed on them, a valid remit address for the manufacturer, valid expiration date, and a scannable bar code.
Walmart does not accept the following coupons:
  • Print-at-home Internet coupons that require no purchase
  • Competitors’ coupons for dollars/cents or percentage off, buy one get one free, and double- or triple-value coupons
The following are guidelines and limitations:
  • Only one coupon per item is permitted.
  • Coupons must have an expiration date and be redeemed prior to expiration.
  • Coupons may exceed the price of the item. Change may be given or applied toward the cost of the basket purchase.
  • Walmart only accepts coupons for merchandise that we sell.
  • Coupons must be presented at the time of purchase.
  • We accept the following with Customer Service Supervisor/Management approval:
    • 40 or more coupons
    • Any coupon over $20
    • $50 or more in coupons in one transaction
  • NOTE: There are some changes..such as if the coupon exceeds the $ amount, the remaining balance of the coupon will be applied towards other items you are buying….that is AWESOME!  Go HERE to print your own copy of this policyI highly recommend you printing a copy and bringing it with you.

Sunday, March 6, 2011

PRINT ORGANIC COUPONS

CELLFIRE


COUPONS.COM


EARTH FARE COUPONS


HEALTH-E SAVERS


MAMBO SPROUTS


RED PLUM


SMART SOURCE


WALGREENS COUPONS


WHOLE FOODS PRINTABLE COUPONS


MORE PRINTABLE COUPONS...

 

Copied from Organic Deals

Organic Tea Sales On Amazon!

Amazon has some great deals on Organic Tea. If you are a tea drinker you might want to check them out. Organic Tea for under $2.00 a box is a great deal!
Numi Organic Tea Choc Puerh Black Tea 16 ct (2pk) $10.32, use code: NUMITEA9=$5.16 a box 
Numi Organic Tea Emperor's Puerh Black Tea 16ct (2pk) $10.62, use code: NUMITEA9
=$5.31 a box 
Thanks, The Bargain Sleuth!
Copied from Organic Deals  

Saturday, March 5, 2011

Coupon Database - Coupon Search

An awesome tool that will definitely help you find could when you see something on sale that you might want or to find coupons to match up to the sales! Save time looking for coupons --  couponing shouldn't waste your day.

Below are several sites...choose your favorite and bookmark.

http://www.justmarriedwithcoupons.com/2010/10/coupon-database_15.html

http://thefrugalfind.com/coupon-database/

http://thefrugalfind.com/coupon-database/

http://www.afullcup.com/coupons/

http://coupondatabase.dealseekingmom.com/

http://thekrazycouponlady.com:8080/print-coupons/

http://www.southernsavers.com/coupon-database/

http://kingdomfirstmom.com/coupon-resources/coupon-database

http://bargainbriana.com/coupon-database/

http://savingslifestyle.com/coupon-database/

http://www.weusecoupons.com/index.php?pageid=coupondatabase

http://hip2save.com/coupon-database

http://madamedeals.com/saving/coupon-database/

Do a google search and you will find many more.

Friday, March 4, 2011

Organic Coupons - Coupons.com


Want to save money? Print out Mambo's e-coupons anytime! We offer great deals that are being updated all the time. Make sure you check back often to get the latest, greatest deals! http://ow.ly/48cke

http://print.coupons.com/couponweb/Offers.as=px?pid=15046&zid=uw18&nid=10&bid=1076310001

Lundberg® Brown Rice Couscous

Coupons and Special Offers > $0.75 off Lundberg® Brown Rice Couscous

This is a wheat free alternative to regular couscous.

.75 / 1 box Lundberg Brown rice couscous - rolling exp

Save on Organic Foods


March 4th

Natural and Organic Coupons:
Mambo Sprouts: $1/1 Organic Valley Soy Milk, $1/1 Numi Tea, $1.50/1 any RiceTec Item, $1/1 Newman’s Own Thin and Crusty Pizza
Pacific Natural Foods: $1/1 Soup or Broth, $1/2 Pot Pies, $1/1 Oat, Chocolate Hemp or Chocolate Hazelnut beverage
Coupons.com: $.75/1 Muir Glen Tomatoes, $1/1 Good Earth Tea, $1/1 Nature’s Bounty
BOGO Better Oats Coupon
(Thanks Organic Cents!)
Earth’s Best Organic Coupons: $1/1 Earth’s Best TenderCare Chlorine Free Wipes Tub or Refill, $1/7 jars of Earth’s Best Organic Baby Food, $5/1 Canister of Earth’s Best Organic Infant Formula, $0.55/1 Earth’s Best Infant Cereal
Natural and Organic Deals:
Vita Coco Water for $1.08 Shipped from Amazon using Subscribe and Save.

43% off Whole Chickens at Tropical Traditions for $125 (regularly $220) and 55% off Cases of Organic Coconut Water Vinegar for $99 (Regularly $150) with FREE Shipping!
Mom’s Best Naturals Cereal at CVS for just $.25 with this coupon! (Thanks This Frugal Life!)
$5 Rebate to Green Mountain Coffee. Spend $10 before 3/17 and get a $5 Rebate (Thanks Organic Deals!)
R.W. Knudsen Ginger Ale Spritzer $.68 a can at Amazon! Just use Subscribe and Save, plus the code KNUD2323 to get this price! (P.S. I *love* this stuff!)
Natural and Organic Reads:
Wheat Germ: My New Favorite Super Food
The Clean Fifteen and The Dirty Dozen: Knowing These Will Change Will Your Life!
See the full list of organic and natural deals here at Saving Naturally.

Post copied from Couponing to Disney.  Welcome to Couponing to Disney where I teach you how to find money in your family's budget to pay for things you thought were out of your reach (like a trip to Disney!). If you're new here, or you just want to keep up with all the latest posts, be sure to sign up for either my RSS or email feed. You can also find me on Facebook and Twitter. Thanks for visiting!